WE LOVE WHAT
WE DO

We offer groundbreaking products and services in the Fintech industry

Banking and financial services

PAYMENT PROCESSING:
ISSUING






Credit, Debit, Prepaid Cards

Integrated, full-service, debit, credit and prepaid card solutions can be obtained via SEPA Cyber Technologies. SEPA Cyber offers a powerful technological platform fully secure hosting customised solutions for our customers

Loyalty e-voucher module

Fast, easy and transferable the e-voucher makes the payments effortless. It can be obtained by using a credit card and be redeemed right after. With SEPA Cyber e-voucher system, the user can transfer money worldwide, pay online for all type of purchase or simply exchange them online to any currency.

PAYMENT PROCESSING:
ACQUIRING





PoS, mPoS and ATM solutions

Our software developers ensure fully protected, customized and featured PoS, mPoS and ATM solutions that can be integrated into already existing ones. SEPA Cyber Technologies provides broad functionality which gives the possibility to the users to proceed with payments by card or by phone. Moreover, our devices are of excellent ergonomics, user-friendly, compact and handy.

CORE BANKING: SERVICES

eWallet

Our consumers have the possibility to be supplied with a customized application in line with their specific needs. eWallet is tailored for mobile devices with the functionality to store credit, debit cards and account numbers in one place.

Online banking

We implement a platform that enables users to inquire about their financial status anytime. Online banking performs online transactions between different institutions. The user can easily report a card loss, block or activate a new one.

Core banking system

A service that processes all types of banking transactions including deposit, loan and credit as well as financial records and accounts. SEPA Cyber Technologies has a fully integrated back-end system covering every need of the bank branches.

Multicurrency exchange module

The multicurrency exchange module allows the use of every foreign currency into the system. Through the module, foreign currencies can be converted.

Crypto Exchange Module

Crypto exchange module allows the use of every type of crypto currencies into the system. Through the module, crypto currencies can be converted and synchronized.

SEPA connector

SEPA connector allows financial institutions worldwide to send and receive information about financial transactions in a reliable and protected environment. This service enables every type of transfer, flexible payment, and enjoys all the SEPA MuSe platform modularity advantages.

PSD2 instant payment and instant messaging

SEPA Cyber Technologies provides a PSD2 Compliant Service that authorizes both customers and corporates to manage their finances through third parties. The recently introduced EU PSD2 directive aims at opening new possibilities for innovations and third-party services that will broaden the financial services market for the consumers and businesses.

KYC/KYB module

KYC/KYB module is providing automated, fast and reliable customer authentication/verification for financial institutions, recognizing potentially risky customers and businesses and ensures qualitative analysis of every candidate.

PEPs and Sanctions Varification and Watch Listing

SEPA Cyber Technologies possesses a highly reliable PEP monitoring module against PEPs. Sanctions Verification and Watch Listing are also offered if such service is required. We provide the user with customizable screening, automated user onboarding and ongoing monitoring.

Virtual Scoring and Rating System

SEPA Cyber scoring and rating system provides solutions for compliance with legal regulations and evaluates both the corporate and the retail rating. Extensive scoring processes for fraud prevention as well as for risk and credit checks are supported.

Compliance with ISO 19600, ISO 9001, PCI DSS

ISO and PCI DSS are considered as key security certificates within the Fintech industry. They cover principles for good governance, efficiency, sustainability and security, and are provided and maintained by any organization that accepts, transmits or stores any cardholder data. SEPA Cyber Technologies is ISO and PCI DSS compliant.

SWIFT connector

SWIFT connector allows financial institutions worldwide to send and receive information about financial transactions in a reliable and protected environment. This service enables every type of transfer, flexible payment, and enjoys all the SEPA MuSe platform modularity advantages.

Governmental sector services

Cyber defense

SEPA Cyber Technologies AI system has developed the best cybersecurity solutions to ensure full protection for our products for the benefit of our customer business. By using the latest machine learning techniques, our system supports a secure application environment.

Data center defense

SEPA Cyber Technologies supports five data centers worldwide. By their design, our data centers are capable of supporting sizeable networked computer services, hosting our customized solutions offered to our customers.

Infrastructural protection

SEPA Cyber Technologies AI system has developed the best cybersecurity solutions to ensure full protection for our products for the benefit of our customer business. By using the latest machine learning techniques, our system supports a secure application environment.

Services for retail sector

Internet Payment Gateway

Our company provides a secure Internet Payment Gateway system to ensure the full protection of the scheme and cardholder data, used during the transaction between the website, the payment terminal and acquirer.

ETMs

Our company provides a secure Internet Payment Gateway system to ensure the full protection of the scheme and cardholder data, used during the transaction between the website, the payment terminal and acquirer.

CRM and Project Management Systems

SEPA Cyber Technologies offers the latest innovative CRM and Project Management Systems allowing users to manage and store their data professionally, organise customer relations and achieve highly efficient business operations.

PCIDSS Host

SEPA Cyber Technologies is enabled to provide PCI DSS Host to third parties that are in need to comply with PCI DSS standards and regulations.